Desoto County Mississippi Real Estate
is calling you home
Desoto County Mississippi Real Estate
Hernando, Olive Branch, Southaven, Nesbit & Walls in Desoto County
Mississippi
| Q: | Where do I get information on who regulates lenders? |
| A: |
The following
regulatory bodies oversee lenders: * Comptroller of the Currency, Compliance Division, Washington, D.C., (800) 613-6743. * Office of Thrift Supervision, Consumer Affairs, Washington, D.C., (202) 906-6237. * Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., (800) 934-3342. Your state departments of real estate or commerce also may regulate the lenders in your area. |
| Q: | Where do I get information on finding the best loan? |
| A: |
For
information on how to find the best home loan, check out
this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; call (202) 861-6500. |
| Q: | Where do I get information on lock-ins? |
| A: |
For
information on lock-in mortgage rates, check out this
brochure: * "Consumer?s Guide to Mortgage Lock-Ins" from the Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; or call (415) 974-2163 to order. |
| Q: | Where do I get information on mortgages? |
| A: |
For
information on mortgages, check out the following
sources for information: * American Bankers Association; (202) 663-5000. * Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; (202) 861-6500. |
| Q: | Where do I get information on correcting loan payments? |
| A: |
The following
auditing services can do a thorough review of
residential mortgages for lender calculation errors:
* Mortgage Monitor; 1372 Summer Street, Samford,
06905; (800) AUDIT-USA. But keep in mind that these services come with a fee, and your lender should be able to work with you to make your own accurate calculation. |
| Q: | Where can I get a list of mortgage brokers? |
| A: | For information on mortgage brokers, contact the National Association of Mortgage Brokers at (703) 610-9009 |
| Q: | Where do I get information on refinancing? |
| A: |
For
information on refinancing, the following booklet may be
helpful: * "A Consumer's Guide to Mortgage Refinancings;" Federal Reserve Bank of San Francisco, Public Information Department, P.O. Box 7702, San Francisco, CA 94120; call (415) 974-2163 to order. |
| Q: | How do I monitor my ARM loan? |
| A: | Consumer Loan Advocates publishes a book with form letters and worksheets to help people who want to check mortgage payments or adjustments on their own. It costs $19.95 plus $4 shipping and handling. For a copy, write or call Consumer Loan Advocates, 655 Rockland Road, Lake Bluff, IL 60044; (847) 615-0024. |
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|
Cara O'Bryant Realtor Associate Licensed in Mississippi & Tennessee 901-212-0047
Bob Leigh & Associates Realtors,
LLC |
