Desoto County Mississippi Real Estate
is calling you home
Desoto County Mississippi Real Estate
Hernando, Olive Branch, Southaven, Nesbit & Walls in Desoto County
Mississippi
| Q: | Where do I get information on who regulates lenders? |
| A: |
The following
regulatory bodies oversee lenders: * Comptroller of the Currency, Compliance Division, Washington, D.C., (800) 613-6743. * Office of Thrift Supervision, Consumer Affairs, Washington, D.C., (202) 906-6237. * Federal Deposit Insurance Corp., Consumer Affairs, Washington, D.C., (800) 934-3342. Your state departments of real estate or commerce also may regulate the lenders in your area. |
| Q: | Where do I get information on finding the best loan? |
| A: |
For
information on how to find the best home loan, check out
this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers Association of America, 1125 15th St., N.W., Washington, DC 20005; call (202) 861-6500. |
| Q: | Where do I get information on correcting loan payments? |
| A: |
The following
auditing services can do a thorough review of
residential mortgages for lender calculation errors:
* Mortgage Monitor; 1372 Summer Street, Samford,
06905; (800) AUDIT-USA. But keep in mind that these services come with a fee, and your lender should be able to work with you to make your own accurate calculation. |
| Q: | Where can I get a list of mortgage brokers? |
| A: | For information on mortgage brokers, contact the National Association of Mortgage Brokers at (703) 610-9009 |
| Q: | Where do I get information on the secondary market? |
| A: | Two major secondary-market sources are Fannie Mae, 1-800-732-6643, and Freddie Mac, 1-800-FREDDIE. |
| Q: | Where do I get information on VA loans? |
| A: |
For
information on VA loans, call the U.S. Department of
Veterans Affairs directly at (800) 827-1000. Also refer
to: * "To the Home-Buying Veteran," Department of Veterans Affairs; 810 Vermont Ave., N.W.; Washington, DC 20420. * "VA Home Loans," Department of Veterans Affairs, 810 Vermont Ave., N.W., Washington, DC 20420. |
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Cara O'Bryant Realtor Associate Licensed in Mississippi & Tennessee 901-212-0047
Bob Leigh & Associates Realtors,
LLC |
